Service-Based Solopreneur? Here’s How to Take Time Off Without Financial Stress

Balancing Rest and Revenue: How I Plan Vacations as a Service-Based Solopreneur

Nowadays, there are so many digital nomads travelling the world, working remotely, and earning income from anywhere. But what about those of us who are service-based solopreneurs — people like me, who work hands-on with clients every day?

When we take vacations, we’re not earning money during that time. Still, I believe taking breaks is essential. Time off allows you to rest, reset, and come back refreshed and creative. The key is to plan properly so you don’t return home stressed about bills or an empty calendar.

Here are my personal tips for making time off possible and financially comfortable:

1. Save for your big trips

Taking a month-long trip to Canada and then a luxury getaway to Ibiza doesn’t come cheap. I don’t like to put vacations on credit — instead, I work hard all busy season so I can truly enjoy that time away. Plan your vacation fund in advance and stick to it.

Sidenote: Working as a Session Manicurist for TV, film and fashion helps me to save in big chunks as it takes about 2 months to get paid for the campaigns I work on; so essentially money is bound to come in while I am away on vaca for work I did beforehand.

2. Keep a 3-month financial cushion

Something I learned early in my solopreneur journey: always have at least three months’ worth of expenses saved. If you ever get injured or need unexpected time off, you’ll have your rent and bills covered. That peace of mind makes your vacation so much more relaxing.

3. Communicate early with your clients

Give your loyal clients plenty of notice — at least two months ahead — so they can book in before and after your break. This keeps your income consistent and your clients happy. For me, my “nail baddies” know to book their appointments right before and right after my trips. That way, the moment I return, I’m earning again.

4. Find passive or indirect income streams

If you sell products in your space — like cuticle oils, press-ons, or aftercare items — make sure others in your salon or workspace know about them. They can share your products with clients while you’re away, creating a small stream of passive income. Do you have a website? On my website I have a link for people to purchase online eGift cards;) Another great way to earn money while you’re away. I do believe it is important to have multiple ways to make money within your own profession; this keeps the money flowing.

5. Build long-term passive income (my next step!)

This fall and winter, I’m slowly working on launching online nail courses. Many people have asked to learn from me, and creating digital education is a great way to earn while you’re away. Maybe that’s something you’ve thought about too — an online course, e-book, or digital download can help your business grow even when you’re on vacation.

At the end of the day, we all deserve a break. With a little planning, saving, and communication, you can step away from your business without guilt or financial stress.

If you’re a fellow service-based solopreneur, I’d love to hear how you plan your time off!

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